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Financial Services

Indexed Universal Life

Section 162 Executive Bonus Plans

Section 162 Executive Bonus Plans

Life insurance that grows with the market – without the risk of loss.


IUL combines permanent life insurance with cash value growth linked to market indexes like the S&P 500. Your money grows when markets rise, but a guaranteed floor protects against losses.


Why Choose IUL?

  • Market upside potential with downside protection
  • Tax-free death benefits and tax-deferred growth
  • Flexible premiums and adjustable coverage


Perfect for: High earners seeking tax-advantaged growth and permanent life insurance protection.


Contact us at info@myspecializedservices.com

Section 162 Executive Bonus Plans

Section 162 Executive Bonus Plans

Section 162 Executive Bonus Plans

Tax-deductible executive benefits that build cash value and provide life insurance.

Section 162 plans allow companies to pay life insurance premiums for key executives as a tax-deductible business expense. The executive owns the policy and builds personal cash value while the company strengthens retention.


Why Choose Section 162?

  • Tax-deductible for the company
  • Executive owns the policy – portable benefit
  • Builds cash value for retirement or emergencies
  • Simple to implement – no complex compliance


Perfect for: Companies wanting to reward key executives with valuable, tax-efficient benefits that enhance retention and succession planning.

Want to explore executive benefit strategies? 


Contact us at info@myspecializedservices.com

Fixed Index Annuities (FIA)

Section 162 Executive Bonus Plans

Fixed Index Annuities (FIA)

Retirement income with market growth potential – your principal is always protected.


FIA combines the safety of fixed annuities with growth opportunities linked to market indexes like the S&P 500. Your money can grow with market gains, but you'll never lose principal due to market downturns.


Why Choose FIA?

  • Principal protection – never lose your initial investment
  • Market upside potential with participation caps
  • Tax-deferred growth until withdrawal
  • Guaranteed income options for retirement

Perfect for: Conservative investors seeking retirement income security with growth potential beyond traditional CDs or bonds.


Ready to secure your retirement with protected growth? 


Contact us at info@myspecializedservices.com

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